Health Maintenance Organizations (HMO) allow employees to select their own specific health care provider True False 13.

12.Health Maintenance Organizations (HMO) allow employees to select their own specific health care provider

True

False

13.Health or Medical Savings Accounts (HSA/MSA) allow employees to pay for medical expenses with money taken from they salary before claiming income tax. 

True

False

14.Properly implemented preventative programs, including drug and alcohol testing, help protect the business from liability. 

True

False